Loan Prepayment Calculator

A one-time lump sum prepayment reduces your loan tenure while keeping the EMI unchanged. This calculator shows the interest saved and months shaved off your loan.

Outstanding loan amount₹30.00 L

₹

Interest rate (annual)8.5%

Remaining tenure20 years

Prepayment amount₹5.00 L

₹

Prepayment made in year3 years

Original tenure20.0 years

New tenure14.7 years

Tenure reduced by5.3 years

Interest saved₹11.73 L

This calculator is for illustration only. Actual returns from mutual funds and market-linked investments are not guaranteed and depend on market performance. Please consult a SEBI-registered investment adviser before making investment decisions.